High Yield Savings Account Rates | Bank Checking

If you are looking for yet again another high reward checking account then check with ELGA Credit Union who is offering a reward checking account at 4.07% APY on balances of up to $100,000. This is a great deal for those looking at getting a checking account that is established elsewhere with this sum of money, or those who are already affiliated with a nearby bank.

Because the cap is low enough to receive this rate, this is perfect fro someone that may not have 200k but has 100k. Most banks with high yield checking accounts require a larger balance at times.

This reward checking account which is pretty much similar to a high yield savings account is open to those living in, going to school in, or working in the area of Saginaw, Genesee, Lapeer, Shiawasee, Oakland, and Livingston Counties.

ELGA Credit Union has lot of branches around Michigan including the following cities of Burton, Clio, Lapeer, Montrose, Flushing, Fenton, Flint and Waterford. Make sure to check with them on other bank deals as well such as their cd rates when you stop in.

A special checking acocunt that is currently bein offered by Warren FCU is called Extreme Checking. This specific account pays 5.01% APY on balances up to $25,000. Not a bad percentage if you have a bundle of money. This deal is open to anyone working or living in the city of Cheyenne.

The following rules apply though to anyone looking at getting this deal. You will need 10 VISA check card purchases per month. At least one direct deposit or ACH (auto debit) and access monthly statements online.

If these things are not met on a monthly basis then the rate will fall to 0.15%. If you are looking for a savings account Warren Federal credit union can take care of you there also. They also have other accounts you may want to ask about such as certificate of deposits and money market accounts.

PNC bank has a special deal for all of you who live in Delaware, the District of Columbia, Florida, Virginia, Kentucky, New Jersey, Ohio, Maryland, and Pennsylvania who want to get a PNC checking account with a special bonus. Who doesn’t like free money.

Well you can earn an extra $75 when you open a new PNC checking account with a qualifying direct deposit. What this means in effect is that you will need to prove from an employer that you are receiving direct deposit at your current bank, or that you can get direct deposit at PNC bank right away.

the great perks of opening up a PNC Bank Checking account is no monthly fees or minimum balance requirements. Your online Bill Pay is free, and all you need is a minimum of $25 to open an account.

You might also check on PNC ( CD Rates) certificate of deposit rates as well as their money market accounts and high yield savings accounts. PNC Bank is FDIC insured bank and has been in business for quite a while, so head on over and speak with a PNC representative today about getting your reward checking account.

If you are looking at getting a great rate on a checking account and live in Antioch, Lindenhurst, Grayslake, Spring Grove or Lake Villa Illinois, then there is a great rate that you might not want to pass up. Currently State Bank of The Lakes is offering a 4.01% APY on balances up to $25,000 deposit.

There are however a few rules that apply in order to receive this rate. You will need to make sure that your account has 12 Visa debit card purchases each month, one direct deposit or ACH debit per month, and you will receive electronic statements. If these are not met then the rate will fall to 0.15%.

All you will need to do to get started is visit a branch and deposit $100. There are no minimum balance requirement to stay active. We will have more bank deals for Illinois in the near future including credit card deals and other special checking and savings accounts.

A new bank that is offering a great deal on opening a savings account which is good all the way till 3/31/09 is Blue Sky internet bank. The minimum balance is $1 to opening a new checking account, and there are no monthly fees at all.

Clear Sky Bank also offers a tiered-rate checking account which you might be interested in which also have no monthly fees or dues.

This type of checking account is paperless and is completely managed online. Another bank which may come to your mind when thinking of this type of account is ING Direct’s Electric Orange savings and checking accounts.

If you are also in the market for investing in some good bank cd rates accounts then you might want to check theirs out as well. They have some nicely competitive rates with a 3.75% APY on a 19 month CD, a 3.51% APY 13-month CD and a 3.40% APY 7-month CD which can all be managed online. These are very good short term certificate of deposit rates, and you wont want to pass up on this deal even if you are looking at money market accounts.

If you are looking for a bank with a simple setup and a way to bring a nice return to your already existing money market accounts or savings accounts you may have with larger banks like Wachovia or Bank of America, you might try choosing a small bank like OnBank which offers multiple services including those looking at investing in a Bank CD or a Money Market Account.

Onbank has been around for a short time, but have an excellent reputation thus far. Online banking is preferred by many because of the simplicity and ease of use.

If you are further interested in their High interest bank rate special of 3.15% you should head on over to their website and take a look. There is also a 60 month CD rate special of 3.00% as well if that is a better investment for you. OnBank which is headquartered in Western New York is a division of M&T Bank with more than $66 billion in assets as of June 30, 2008.

The gas prices have droppped to a major low which is a good thing right? If you went to kansas City, you would find that gas is as low as $1.39 a gallon. the average retail cost across the nation is about $1.98. this is definitely a starting point in a shot to bring the economy back, but its not going to be enough, at least not now. the last time that gas prices were this low was back in 2004. The economy wasn’t so bad back then either.

So how does this drop in gas costs for the average consumer amount to anything? Well as of now $300 billion in savings for American consumers and businesses is not too bad. Why couldn’t this have happened a while ago when we needed it. It’s simple. Its all politic bullcrap.

Check out the chart below for a full look at the prices over years since 1980.