High Yield Savings Account Rates | Bank Checking

Zions Bank has a decent money market account rate, but not that great of a savings account rate right now. A lot of bank cd rates and savings rates have dropped since the Feds cut interest rates. Zions First national money market account rate intro rate of 2.75% is not too bad to start.

Zions bank just as many other banks are offering higher rates to online customers.. This is because of the low overhead. While CD rates continue to drop, even Zions Bank not the greatest at 2.02% at the moment, there still remains hope that rates will come back by some decisions made by regulation over smaller banks and online banking accounts.

Banks will continue to remain unstable until the economy starts coming back, and the  best options will still be to get online bank accounts with banks that may not even be located in your region. The internet has opened up the options out there for better investing and more compition between banks.

If you are interested in setting up a checking account or savings account with Zions Bank, just stop by a local branch. Zions bank is located in Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah and Washington. Utah being their corporate location.

If you are looking for yet again another high reward checking account then check with ELGA Credit Union who is offering a reward checking account at 4.07% APY on balances of up to $100,000. This is a great deal for those looking at getting a checking account that is established elsewhere with this sum of money, or those who are already affiliated with a nearby bank.

Because the cap is low enough to receive this rate, this is perfect fro someone that may not have 200k but has 100k. Most banks with high yield checking accounts require a larger balance at times.

This reward checking account which is pretty much similar to a high yield savings account is open to those living in, going to school in, or working in the area of Saginaw, Genesee, Lapeer, Shiawasee, Oakland, and Livingston Counties.

ELGA Credit Union has lot of branches around Michigan including the following cities of Burton, Clio, Lapeer, Montrose, Flushing, Fenton, Flint and Waterford. Make sure to check with them on other bank deals as well such as their cd rates when you stop in.

If you are looking for a bank with a simple setup and a way to bring a nice return to your already existing money market accounts or savings accounts you may have with larger banks like Wachovia or Bank of America, you might try choosing a small bank like OnBank which offers multiple services including those looking at investing in a Bank CD or a Money Market Account.

Onbank has been around for a short time, but have an excellent reputation thus far. Online banking is preferred by many because of the simplicity and ease of use.

If you are further interested in their High interest bank rate special of 3.15% you should head on over to their website and take a look. There is also a 60 month CD rate special of 3.00% as well if that is a better investment for you. OnBank which is headquartered in Western New York is a division of M&T Bank with more than $66 billion in assets as of June 30, 2008.