High Yield Savings Account Rates | Bank Checking

Jefferson County Federal Credit Union is offering a great special for those living in or around Kentucky and Indiana. The are offering the special on what is called their Rewards Plus Checking account. There are rules that apply to opening this account.

Lets start with the features of this checking account first though.

4.25% APY on balances up to $50,000, ATM fees refunded up to $15 per month, as well as rewards for balances kept over $50,000 per month. These checking rates are good as of 3/17/09.

Keep in mind however that there are monthly requirements as well. They are as follows.
One direct deposit each month, one ACH debit per month, one bill payer transaction per month, you must receive e-statements, and 10 debit card purchases.

The following counties in Indiana and Kentucky are all open to this deal. Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, Trimble, Clark and Floyd Counties. Bowling Green, Indianapolis, and Louisville are among the cities which we will be covering more bank rates on in these states in the coming months.

For any other information regarding checking, savings, or CD rates, please contact your local Jefferson County FCU branch.

Citibank has a special promotion on their homepage where you can get $225 worth of gift cards by redeeming 23,500 thankyou points. It would appear at first glance that the gift cards are automatic, but you you have to exchange these points which you receive as a member for different things you do at the bank.

You get a bunch of these thankyou points when you open a new checking account under the thankyou network. Obviously this is an opportunity for Citibank to get you in to open an account. e in mind their are restrictions, and if you are not careful you can incur fees by not following the rules of certain promotions to the tee.

Other ways to get points at Citibank is to open a money market account or a certificate of Deposit, or apply for credit cards with Citibank. Right now Citibank CD rates look to be set at 2.40% APY for a 12 month CD.

Citibank has a special offers page which you might take a look at, and it includes occasional deals for college students, special mortgage rates and credit card offers. Once again, read fine print and ask questions before signing up.

The Bank of Georgia has a great rewards checking account that pays 5.25% APY right now. They are currently offering this to customers who invest up to $25,000. If the minimum requirements are met then ATM fees are even covered.

• 10 check card purchases per month.
• At least one direct deposit or automatic payment per month.
• Statements are received electronically.

The catch is if these terms are not met, then the savings rate for The Bank of Georgia will drop to 0.25%. The deposit amount to start a checking account with this high yield is only $100. A visit will be required to open up this special checking account rate.

Branches are located in the following cities in the state of Georgia. Atlanta, Peachtree City, Fayetteville, Newnan, Tyrone, Sharpsburg and Fairburn. This is a great checking account so be sure if you live or work in the area to stop by a branch and make sure they are still running the special.

If you want a big bonus to open up a checking account, Metropolitan National Bank is featuring a Nationwide special for anyone that opens up a checking account with direct deposit being a minimum of $500.

There is an online application for anyone who would like to get this deal. All you have to do is go to their website and get signed up. Of course all the basic identification will be required. Once you have met all the requirements to get the $200, it will be deposited into your checking account about 30 days later.

The great pluses of opening this one is no monthly service fees, no minimum balance requirements and online bill pay is free. Metropolitan National Banks operations are based in New York City, and they have been FDIC insured since 1999. So any of your money invested whether it be a checking or savings account with them is safe.

An additional plus is no ATM fees, and foreign ones are reimbursed. Metropolitan National Bank also has a small interest of 2.25% with a $2500 minimum investment on their business money market account if you want to put your money in other places. Their CD rates are a bit higher as well.

A special checking acocunt that is currently bein offered by Warren FCU is called Extreme Checking. This specific account pays 5.01% APY on balances up to $25,000. Not a bad percentage if you have a bundle of money. This deal is open to anyone working or living in the city of Cheyenne.

The following rules apply though to anyone looking at getting this deal. You will need 10 VISA check card purchases per month. At least one direct deposit or ACH (auto debit) and access monthly statements online.

If these things are not met on a monthly basis then the rate will fall to 0.15%. If you are looking for a savings account Warren Federal credit union can take care of you there also. They also have other accounts you may want to ask about such as certificate of deposits and money market accounts.

If you are looking at getting a great rate on a checking account and live in Antioch, Lindenhurst, Grayslake, Spring Grove or Lake Villa Illinois, then there is a great rate that you might not want to pass up. Currently State Bank of The Lakes is offering a 4.01% APY on balances up to $25,000 deposit.

There are however a few rules that apply in order to receive this rate. You will need to make sure that your account has 12 Visa debit card purchases each month, one direct deposit or ACH debit per month, and you will receive electronic statements. If these are not met then the rate will fall to 0.15%.

All you will need to do to get started is visit a branch and deposit $100. There are no minimum balance requirement to stay active. We will have more bank deals for Illinois in the near future including credit card deals and other special checking and savings accounts.